Hello, my name is Jillian. I am here to talk to you about buying auto parts for your vehicles. For each vehicle make and model, there are many different auto parts manufacturers. You must know exactly which manufacturers produce the best auto parts for your vehicle to obtain lasting components. In most cases, this means looking for parts produced as close to original equipment status as possible. My site will cover all of these ideas and more to help you keep your vehicle in great shape over the years. I hope you will be inspired by the content on my site. See you again soon.
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Learning About Buying The Right Auto Parts
How To Not Pay Full Price For A Windshield Replacement
Reginald Richardson
Having full coverage automobile insurance can provide you with protection from having to pay full price for a replacement windshield in the event it is damaged or destroyed.
When you have full coverage insurance, your insurance company will be responsible for covering the cost of the repair or replacement of the windshield, depending on your policy.
In addition, if you have full coverage insurance, you may be able to take advantage of discounts and special offers from the repair or replacement facility. This can save you money on the cost of the repair or replacement, as well as any additional services you may need, such as installation.
You may also be able to get coverage for any additional damage that may have been caused to your vehicle by the damage to the windshield. Unfortunately, you may have to pay a deductible.
The Deductible
Depending on the type of policy you have, your insurance company may cover the entire cost of the repair or replacement, or they may require you to pay a deductible before they will cover the remaining cost.
This deductible is the amount of money you are required to pay out of pocket before the insurance company will cover the remaining costs of the windshield replacement.
The amount of the deductible will vary from insurance company to company. Some states also require that a deductible be paid when replacing a windshield. For example, New Jersey law mandates a $750 deductible.
Make sure to know your insurance company's policy and deductible amounts before you have your windshield replaced by them so you can be prepared to pay the deductible when the time comes.
Totally Free Replacements
In Kentucky, Florida, and South Carolina, windshield replacements are free from insurance deductibles. This means that drivers in these states don't have to pay a deductible to get their windshields replaced.
Instead, the insurance company covers the full cost of the replacement. The insurance companies in these states are required to recognize the importance of having a safe, undamaged windshield.
The Bottom Line
In many cases, a cracked or damaged windshield can be a hazard to drivers and passengers alike. That's why nearly all insurance companies cover replacements to some degree if you have full coverage. In the long run, it helps them save on accident claims.
So, by doing a little research before you replace your windshield, you could potentially save yourself hundreds of dollars.
For more information, contact a vehicle windshield replacement company near you.
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